Financial literacy activities

Spending

High school activities (grades 9–12)

As high school students prepare for their future, understanding how to make positive spending choices becomes even more important. These activities help high school students practice budgeting, plan and do research before buying things, and understand sales tactics and other factors that can influence their spending choices.

Resources

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Tracking income for an artist family
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Tracking income
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Differentiating fixed and variable expenses
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Choosing how to get paid
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Categorizing expenses in any language
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Spending scenarios
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Analyzing budgets
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Bouncing ball budgets
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Budgeting games for world languages
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Categorizing expenses
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Choosing the best saddle for you
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Choosing the best exercise equipment for you
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Choosing the best cell phone plan for you
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Making spending decisions
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Choosing the best instrument for you
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Choosing the best telescope for you
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Comparing public transportation options
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Reflecting on needs versus wants
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Conducting spending interviews
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Creating a buying plan
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Understanding who shapes your money decisions
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Bouncing ball money choices
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Talking with your family about paying for higher education
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Learning how federal financial aid can help you pay for higher education
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Creating a presentation on 529 plans
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Composing songs and verses about paying for college
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Using a student loan calculator
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Understanding how much student debt you can afford
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Reading about federal financial aid
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Learning how FAFSA works
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Exploring community colleges
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Comparing higher education choices
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Comparing financial aid offers
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Communicating ways to pay for higher education
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Planning your financial path to college graduation
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Picturing your future self
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Choosing a student loan that’s right for you
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Mapping your money journey (middle and high school)
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Understanding redlining
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Including giving in your budget
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Writing about giving
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Learning about sales tactics
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Miya builds her wealth
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Playing a saving and spending game
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Avoiding overdraft fees
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Banking basics card game
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Budgeting for fun in a city
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Budgeting for fun in a rural setting
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Checking account basics
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Debating ways to pay bills
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Getting banked
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Understanding prepaid cards
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