Financial literacy activities

Spending

Middle school activities (grades 6–8)

Many middle school students face a barrage of choices every day, including what they’ll do with their money. These activities help middle school students understand budgets, comparison shopping, and what kinds of things influence their spending choices.

Resources

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Counting cash
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Counting cash in any language
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Exploring price changes
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Teaming up to build a budget
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Practicing comparison shopping
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Paying bills
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Learning about budgets
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Paying for a pet
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Furnishing your first apartment
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Exploring the influence of advertisements
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Customizing your new vehicle
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Creating a monthly household budget
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Building a budget for a school field trip
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Budgeting for needs and wants
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Budgeting for a fun day with a friend
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Brainstorming household budgets
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Paying for after-school activities
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Figuring out how much to tip
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Comparing video game subscriptions
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Calculating energy costs
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Understanding who shapes your money decisions
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Spending money in world languages
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Paying for fitness
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Explaining how inflation works
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Bouncing ball money choices
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Comparing higher education choices
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Writing about giving
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Exploring opportunity costs
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Mapping your money journey (middle and high school)
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Using a buying plan
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