Financial literacy activities

Borrowing

Middle school activities (grades 6–8)

Middle school is a good time to introduce students to the basics of credit and borrowing. These activities help middle school students understand different types of credit, how to use it, and how to avoid having too much debt.

Resources

Resource
Analyzing credit card statements
Resource
Asking for a loan
Resource
Avoiding debt
Resource
Being a responsible borrower
Resource
Borrowing money for a house
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Building a good borrowing reputation
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Getting a credit card and using it wisely
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Managing credit card payments
Resource
Paying for a science expedition using credit
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Telling the difference between loan myths and realities
Resource
Understanding credit scores
Resource
Understanding minimum payments
Resource
Understanding ways to pay for education after high school
Resource
Mapping your money journey (middle and high school)
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