Students experience an interactive adventure about smart spending practices for new servicemembers and then work as a group to write a short, persuasive speech about how to make smart spending choices.
Save and invest (Building emergency savings), Spend (Budgeting, Buying things), Borrow (Managing credit)
JROTC/ROTC (Servicemembers)
High school (11-12)
75-90 minutes
Big idea
Making smart decisions can help you avoid debt and ensure your future financial security.
Essential questions
- How can I avoid misusing credit?
- How can I build savings and create a safety net for emergencies?
Objectives
- Describe how to avoid five common financial challenges
- Understand why it’s a good idea to save for emergencies
What students will do
- Complete an online, interactive adventure independently or as a group.
- As a group, write a short, persuasive speech about making a smart spending choice.
- Reflect on how to make smart spending choices in five common situations.
Download activity
Teacher guide
cfpb_building_block_activities_MiMM_dirk-makes-smart-spending-choices_guide.pdf
Student materials
cfpb_building_block_activities_MiMM_dirk-makes-smart-spending-choices_worksheet.pdf
Note: Please remember to consider your students’ accommodations and special needs to ensure that all students are able to participate in a meaningful way.
